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About us

We provide clear, responsive mortgage support and practical lending solutions every step of the way.

Supporting your property finance journey

Ace Finance Hub helps Melbourne buyers and investors secure lending that fits their property goals. We specialise in home loans, refinance and investor lending, and we work with individuals, families and portfolio builders to navigate loan options and lender requirements.

From first‑time buyers to experienced investors, our approach combines practical lending strategies with clear communication and hands‑on assistance. We engage proactively with lenders, manage documentation carefully and support clients from application through to settlement to help deliver durable outcomes for their property plans.

Sagar Patel

Mortgage Broker

Phone: 0425 140 280
Email: sagar@acefinancehub.com.au

Sagar brings extensive financial services experience to his role as Director at Ace Finance Hub. He believes securing the right finance solution is about more than just numbers - it’s about helping individuals, families and investors move towards their property goals with confidence. His particular focus is helping clients build wealth through property, whether they are buying their first home, refinancing, investing or growing an existing portfolio.

A pragmatic broker, Sagar combines strong lender relationships, clear communication and meticulous documentation to help clients navigate complex lending policies and changing market conditions. His approach is centred on understanding each client’s broader objectives, structuring lending around their circumstances and supporting them through to settlement and beyond.

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Our services

We offer comprehensive support for all your home loan and finance needs across a range of services. No matter who you are, our experienced team is committed to finding the right options tailored to your unique situation.

Home loans

The right loan structure can make a huge difference over the life of the mortgage. With access to a wide panel of lenders, we'll help you compare and choose a home loan that suits your needs.

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First home buyers

Choosing a home is a crucial decision but securing the right mortgage is just as important. With access to over 50 lenders, our team can help you get a great deal or find the right lender for your first home.

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Refinance

As a mortgage broker, we offer clients competitive rates and access to a wide range of products on the market. You may be costing yourself thousands of dollars a year by not refinancing, so get in touch today.

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Investing

Many Australians are looking to get ahead by investing in real estate. With a range of products and lenders to choose from, now is an ideal time to strategically expand your investment property portfolio.

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Pre approval

Pre-approval helps you understand what you can borrow before you start making offers. We’ll guide you through the process, prepare your application and work with the lender to secure an approval.

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Personal loans

If you’re consolidating debt, covering a big expense, renovating or planning a major purchase, a personal loan can help you spread the cost into manageable repayments with a predictable schedule.

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Commercial loans

Commercial lending is rarely one-size-fits-all - the right option depends on your business structure, cash flow, financials and the specific asset you’re funding, so getting the loan set up properly is critical.

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Construction loans

Building comes with a different lending process, including progress payments at each stage. We can help you organise approvals and coordinate with your lender so the funding keeps pace.

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Business lending

Access to finance can help you manage cash flow, expand operations or take on new opportunities. We’ll assess your needs and recommend business lending options that align with the way your business operates.

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Vehicle finance

Whether it’s a personal car or a vehicle for your business, the right finance can help you secure a competitive rate, reduce the total cost over time and keep repayments manageable.

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SMSF finance

Buying property through a self-managed super fund involves strict rules and a specialised loan structure. We’ll work with you to explore SMSF lending options and help you understand the process.

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Asset finance

Asset finance can help you purchase the equipment you need without tying up cash flow, from machinery and tech to tools and fitouts. We can help you choose a structure that makes sense for your business.

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Common questions and answers

In addition to offering competitive rates, we pride ourselves on being available to help with whatever questions you have throughout the life of your loan. We don’t discriminate against first-time buyers or experienced investors – no matter who you are, we’re committed to being there when you need.

  • What does a broker do?

  • Do you charge fees for home or investment loans?

  • Is it more expensive to use a broker?

  • How much can I borrow?

  • Should I go for a fixed or variable rate?

  • Which lenders do you work with?

Contact

Want to find out more? Contact our expert mortgage broker support team.

About

Learn more about our history and success operating in the mortgage industry.